A lightning strike a mile away can destroy every television, computer and smart appliance in a house in a fraction of a second. The cause is a surge: a brief spike of voltage that travels in on the power lines. This post explains what surges are, how SPDs work, the three SPD types, and what NEC Article 230.67 now requires in every new home.
What Is a Surge?
Normal US mains voltage is 120 volts RMS, peaking at about 170 volts. A surge is a sudden spike far above that peak, often thousands of volts, lasting only microseconds. The most powerful surges come from lightning: a strike on or near a power line can send a surge of tens of thousands of volts into a home. Smaller surges come from utility switching and from large motors inside the home. A single large surge can destroy equipment instantly, while repeated small surges wear it out slowly.
How Does an SPD Work?
An SPD sits between the power wires and ground and does nothing at normal voltage. Inside it are metal oxide varistors, or MOVs, whose resistance is very high at normal voltage and very low at high voltage. When a surge arrives, the MOVs switch in nanoseconds and give the surge current a low-resistance path to ground, away from the equipment. At the same time, the SPD clamps the voltage that reaches the equipment down to a safe level, typically a few hundred volts. MOVs wear out a little with each surge, so an SPD has a limited life, and an indicator light shows when it has failed.
Diagram: How an SPD clamps a surge. The incoming spike rises to thousands of volts, and the SPD limits the voltage that reaches the equipment to a few hundred volts.
SPD Types: Type 1, Type 2 and Type 3
Type 1 SPD: installed between the utility service and the main panel, usually at the meter. It handles the largest surges, including lightning.
Type 2 SPD: installed on the load side of the main breaker, usually inside or next to the main panel. It handles surges that get past the Type 1 device.
Type 3 SPD: installed at the point of use, close to the equipment it protects. A plug-in surge power strip is a Type 3 SPD. It handles only small residual surges. A Type 3 device alone cannot stop a large lightning surge, so the three types work as layers.
NEC 230.67: Surge Protection Is Now Required
Since the 2020 edition of the NEC, surge protection is no longer optional in new homes. Article 230.67 requires a Type 1 or Type 2 SPD at the service of every dwelling unit. The rule applies to new dwellings and to service replacements and upgrades, so a panel change in an older home now needs an SPD too. Modern homes are full of sensitive electronics, from smart thermostats to EV chargers. A Type 2 SPD costs little, often under 200 dollars installed.
Whole-House Protection in Layers
The best protection is layered. The SPD at the service catches the big surges from lightning and the utility. Type 3 point-of-use SPDs at the television, the computer and the home theatre catch the small surges that remain. The SPD must be connected with short, straight wires, because long wires add inductance and slow it down. Second, the SPD needs a good ground for the surge current. But for the surges that reach a home through the power lines, layered SPD protection is the standard answer.
Diagram: Layered surge protection. Type 1 at the meter, Type 2 at the panel, and Type 3 at the television and computer.
Key Takeaways
A surge is a brief voltage spike, often thousands of volts, that can destroy electronics in microseconds. An SPD uses MOVs to divert surge current to ground and clamp the voltage to a safe level. Type 1 protects at the service, Type 2 at the panel, and Type 3 at the point of use. Since the 2020 NEC, Article 230.67 requires a Type 1 or Type 2 SPD at the service of every dwelling.
Objective Questions
1. What is a surge?
a) A long power outage
b) A brief spike of voltage far above normal, lasting only microseconds
c) A drop in voltage when a motor starts
d) A change in the frequency of the supply
Answer: (b) A brief spike of voltage far above normal, lasting only microseconds
Explanation: A surge is a sudden voltage spike, often thousands of volts, caused by lightning, utility switching or large motors.
2. What component inside an SPD diverts surge current to ground?
a) A fuse
b) A circuit breaker
c) A metal oxide varistor (MOV)
d) A transformer
Answer: (c) A metal oxide varistor (MOV)
Explanation: MOVs have very high resistance at normal voltage and very low resistance at high voltage, so they switch in nanoseconds and give the surge a path to ground.
3. Where is a Type 2 SPD normally installed?
a) Between the utility service and the main panel, at the meter
b) On the load side of the main breaker, inside or next to the main panel
c) At the point of use, as a plug-in power strip
d) On the roof, next to the solar panels
Answer: (b) On the load side of the main breaker, inside or next to the main panel
Explanation: A Type 2 SPD is installed on the load side of the main breaker, usually inside or next to the main panel, and it is the most common type for whole-house protection.
4. Which NEC article requires a Type 1 or Type 2 SPD at the service of every dwelling unit?
a) Article 210.8
b) Article 230.67
c) Article 250.52
d) Article 310.16
Answer: (b) Article 230.67
Explanation: Article 230.67, added in the 2020 edition, requires a Type 1 or Type 2 SPD at the service of every dwelling unit.
5. Why must an SPD be connected with short, straight wires?
a) To save copper
b) Because long wires add inductance, which slows the SPD down so the surge reaches the equipment first
c) Because the NEC requires a minimum wire length
d) To make the SPD easier to replace
Answer: (b) Because long wires add inductance, which slows the SPD down so the surge reaches the equipment first
Explanation: Long wires add inductance, which slows the SPD response, so the surge can reach the equipment before the SPD clamps it.






























